No luck getting a payday loan from the companies listed on this page? It could be that you have outstanding cash advances or you may have a negative Chexsystems report. Most banks will report people with past due loans or mortgages to the credit bureaus so that can be a problem as well. It's difficult to get an payday loan in Ohio with very bad credit or delinquent payday advances in the past. If you happen to fall into this category you may want to check out the Online Loan Network. They work with over 50 bad credit personal loan lenders & can usually qualify you for a payday loan regardless of your credit history or Chexsystem record. Also, they may qualify you for financing even if you have outstanding loans. Ohio residents can qualify for up to $2,500.