No luck getting a loan from the direct payday loan lenders listed on this page? It could be that you have outstanding cash advances or you might have a negative Chexsystems report. Most banks will report people with past-due payday loans or mortgages to the credit bureaus, so that can be a problem as well. It's difficult to get a payday loan in Ohio with very bad credit or delinquent payday advances in the past. If you happen to fall into this category you may want to check out the Payday Loans Ohio Loan Network. They work with over 50 bad credit personal loan lenders & can usually qualify you for a payday loan regardless of your credit history or Chexsystem record. Ohio residents can qualify for up to $2,500. They can help you with a payday loan, installment loan, or other short-term financial needs.