Online Payday Loans in Ohio

Shown below is our list of lenders that provide online payday loans and installment loans in Ohio

Updated 10-10-19

BlueTrust Loans

BlueTrust is a new lender fresh onto the scene. They feature short-term personal loans that range from $100 to $2500 in Ohio. You need to provide a checking account and verifiable source of monthly income($800+) for approval consideration with their online loans. Once approved, your money will be deposited as soon as the next business day.

CashAdvance offers payday loans to Ohio residents of up to $1,000 based on qualification standards. They require that you make a minimum of $1,000 a month and have an open and active checking account. They promise a 5 minute loan request process and offer next day business day funding where available.


Opploans is an online lender that provides installment loans in Ohio and other neighboring states. Loan amounts will range from $400 to $4,500 and your payments will often be spread out over 5-24 months. Applying for a personal loan with Opploans will not affect your credit. According to their website, they have well over 100k satisfied customers.

24/7 Credit Loan

This site provides payday loans and personal loans to applicants in Ohio. They also offer long term installment loans with low fixed rates and no hidden fees. They use a very simple application process where you can see all the available interest rates for an online loan.


MaxLend offers installment loans as soon as the next business day. Their loan amounts for Ohioans range from $1,250 to $2,000. You can make extra payments to pay off the loan quicker and there's never an early payoff penalty. A nice perk of their loans is that you can build your credit over time, as on-time loan payments are reported each month to the credit bureaus.


MoneyKey arranges online loans of up to $1,500 between customers and lenders. You can even qualify for an online loan with poor credit. Your funds can be deposited into a bank account in 1 business day once your online loan is approved.

Cash Request

Cash Request has a simple online approval system for same-day payday lending applications. They offer online loans of $250 to $1,300 for qualified Ohio residents & they will attempt to get you cash within 12-24 hours . They say they will never perform a credit check and that many applicants with poor credit are accepted for a loan.


This large lender has been providing Ohio payday loans for over 12 years. They promise a quick online approval process and offer same day loans to Ohio residents of up to $1,200. Also, assuming you have decent credit they won't require any bank statements for amounts under $400. You must show proof of a bank account (no savings accounts or pre-paid bank cards), be currently employed with income of more than $1,400 a month.

America's Loan Company

In addition to their online services, ALC has a handful of retail locations throughout the state of Ohio. This company has a quick and simple online approval process that lets you get cash the same-day once you qualify for an online payday loan in Ohio. They'll fund online loans of $500 to $5000 for Ohio residents with a minimum 14 day repayment period. Check their terms and conditions page for specific info on rates and fees.

Ace Cash Express

Ace is an online lender that has over 40 local locations in Ohio. They provide installment loans that max out at $2,000 and online payday loans that range from $200 to $1,200. Ace promises next day funding for those who qualify. Borrowers may be able to refinance a short term loan up to 4 times. Ace has a satisfaction guarantee with all their products.

Cash Central

Cash Central is another nationwide lender that just recently started funding online payday loans in Ohio. Their loan amounts go from $200 to $1000 and the loan duration will typically be 7-50 days. Cash Central also has a same day funding option available. With this option you have funds deposited straight to your Visa card in less than 10 minutes. They provide more information about this option on their website.


LionLoans is an Ohio lender that's new to our list. Lion provides short term financial loans in Ohio that range from $300 to $2,200. You can choose your own loan terms and payment setup. These loans have a monthly payment range of anywhere from 2-24 months and there are no early payment penalties. All applicants must have a bank account and online loan amounts vary due to FICO and underwriting results. They don't accept savings accounts or accounts associated with a prepaid card.


LoanbyPhone is an online based lender that recently started funding payday loans online. They offer Ohio residents cash advance loans that start at $275 & go all the way up to $1500. Applicants should be able to do everything online in five minutes or less. You generally don't need to fax in paperwork for their online payday loans.


Upstart gives Ohio residents the chance to get a high dollar installment loan. Rates and terms may decrease over the life of the loan & you're able to choose your monthly payoff. You will need to show a FICO score of 640 to ensure approval for Upstart's online loan. Ohio residents can get a personal loan of anywhere from $800 to $10,000.

Check 'n Go

Check 'n Go has 33 retail locations throughout Ohio and is a new addition to our directory of Ohio short term loan companies. They provide loan amounts to $1,500 with a 40 day payoff term. Check 'n Go also offers installment loans that go to $7,000 with an 8 month payoff term. They allow extensions as long as they're made two days before your due date. You can also pre-pay an advance in full before the due date with no penalty. Check your loan agreement for details on updates, rates and finance terms.

National Online Lending

National is a credit services organization that's been providing online loans in the Midwest for well over a decade. They promise a quick online review of applications with no faxing. Applicants also have the chance to get same-day money if approved. National Online claims to have one of the highest approval rates around. Assuming you are working and use direct deposit, you should qualify for some type of online loan with them. National provides payday loans in Ohio of $800. Some of these loans are originated from an unaffiliated third party.

Prosper Personal Loans

Prosper has only been around for a few years but in that time they've served well over 250,000 people. Unlike most short term lenders listed here, Prosper offers fixed rate high dollar Ohio installment loans. You'll need a checking account with a credit score of 640 or above. They generally fund between $1,000 and $30,000 to Ohio residents and are licensed pursuant to the deferred deposit transaction law.

Speedy Cash

This company has a license from the Ohio Department of Financial Institutions to act as a Credit Services Organization(CSO) in Ohio. As such, they facilitate installment loans that range from $500 to $1500. Speedy has many check cashing and lending locations throughout the country but none in the Buckeye State. They can process everything online and you should receive an underwriting decision in about 10 minutes.


CashNet is definitely one of the largest payday lenders in the United States. They've been offering direct installment loans and Ohio payday loans for for nearly a decade, with same-day funding options. They currently offer online loans of up to $1600 to Ohio residents, with a payoff time of anywhere from 8 to 36 days. Use promo code "NEWCASH" when applying for your first payday loan to receive 15% off loan fees through November.

No luck getting a payday loan from the companies listed on this page? It could be that you have outstanding cash advance loans or you may have a negative Chexsystems report. It's difficult to get an online loan in OH with very bad credit or delinquent payday advances in the past. If you happen to fall into this category you may want to check out Online Loan Network. They work with over 300 bad credit personal loan lenders & can usually qualify you for a payday loan regardless of your credit history or Chexsystem record. Also, they may qualify you for financing even if you have outstanding loans. Ohio residents can get up to $2,500 through their online lenders.