The payday loan companies in our directory provide online loans in Ohio. Many offer traditional payday loans with a minimum loan amount and a payment due date of a few weeks. Others may offer installment loans, car title loans, or cash advances in line with Ohio's Short Term Lender Law Act. Some offers in our directory are provided by a Credit Services Organization. A CSO is not a direct lender. Instead, they help Ohio residents get a payday loan from an outside lender while guaranteeing it on the customer's behalf. A short-term lender generally takes one business day to underwrite and approve your loan application. Not all applicants will be approved for an online payday loan in Ohio. Your loan amount will be determined based on the current state regulations and lending profile. Cash can be deposited into your checking account within two business days upon approval.