The payday loan companies in our directory of lenders provide some form of online loans in the State of Ohio. Many offer traditional payday loans with a minimum loan amount and a payment due date of a few weeks. Others may provide installment loans, car title loans, or cash advances in line with Ohio's Short Term Lender Law Act. Some offers in our directory are provided by a Credit Services Organization. A CSO is not a direct lender. Instead, they help Ohio residents get a payday loan from an outside lender while guaranteeing the loan on the customer's behalf. A short-term lender generally takes one business day to underwrite and approve your loan application. Not all applicants will be approved for an online payday loan in Ohio. Final funding amounts will be determined based on current state regulations and the individual borrower profile. Cash can be deposited into your bank account within two business days upon approval.